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solve your needs

Don’t go it alone—let GreenCityLoans.co find you a top-quality lender.

We partner with reliable, licensed lenders providing loans explicitly tailored to your needs.

PERSONAL LOANS

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Don’t risk your financial wellness.

Choose GreenCityLoans.co to protect yourself from unforeseen circumstances at affordable rates.

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GreenCityLoans.co makes it easy to find reputable cards with exceptional rewards programs.

By choosing one of our partners, we can guarantee you’ll get the best deals available.

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Frequently Asked
Questions

GreenCityLoans.co is a digital platform offering a convenient way to connect you with reliable lenders or lending partners that would be able to provide you with the required funding.

A personal loan is an option for those who need quick funding. It can be used for almost anything a borrower wants and usually must be repaid with a fixed term and interest rate.

Typically, personal loan requirements include the following:

  • A consumer is an adult (aged 18 and over) U.S. citizen or a permanent resident;
  • A consumer provides a valid email address, work phone number, and home phone number;
  • A consumer has a job (for about 90 days in the current position) or another legal source of predictable income.
  • A consumer’s income is about $1,000 per month after tax withholdings.

How much you can borrow depends on multiple factors the lender or lender partner considers, from the specific state’s rules and restrictions to the consumer’s age, repayment capacity, desired payoff time frame, etc. Most of our lenders and lending partners offer personal loans from $2,500 to $35,000.

Typically, money is deposited in the individual’s bank account the next day after the loan is approved as long as the consumer accepts the loan terms.

Although good or excellent credit scores are desirable to get approved for a loan, it all depends on a specific lender’s underwriting standards. In some cases, short-term consumer loans can be an acceptable alternative for consumers with bad credit.

We always try to find a lender or lending partner who could offer a loan for the amount that any of our customers request. We turn to our network of short-term lenders and lending partners if necessary.

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FAQ Definitions

PLEASE REVIEW THESE IMPORTANT DISCLOSURES

GreenCityLoans.co is not a lender, and does not make credit decisions, take loan applications, arrange, broker, originate, service, underwrite, fund, or collect payments for loans. Information you submit here is not an application for credit, but rather is an inquiry to be connected with one or more financial service providers that may be able to help you with your financial needs. GreenCityLoans.com also is not an agent of either you or any lenders or other financial service providers. GreenCityLoans.co’s services (generally known as lead generation) are administrative only and are free to you as a consumer.

When you submit your information via GreenCityLoans.co for a loan product, a network of approved lenders will review your information, review your credit profile, may request additional information from you, and then decide whether to invite you to apply for one or more of their products or services, make you a conditional loan offer, or even a firm offer of credit (lenders may require you to complete a separate loan application). GreenCityLoans.co will relay lenders’ information back to you, and you can decide what is best for your situation. In the event there is only one responsive lender, you may be redirected to that lender’s website or loan offer. You agree to rely on your own research and judgment as to which financial products or services are appropriate for your needs and financial situation (if any). It is up to you to carefully review the terms of any loan, credit card, insurance or other offer to make sure it is appropriate for your circumstances.

Clicking on links to offers and advertisements will take you away from GreenCityLoans.co to third party websites that are independently operated or controlled. GreenCityLoans.co is not responsible for offers made by lenders or other financial service providers, or for the content or functionality of third party websites.

By submitting your information via GreenCityLoans.co, you agree to the Credit Authorization, to authorize GreenCityLoans.com and its network of lenders and other financial service providers to perform a credit check for identity verification and to assess your creditworthiness, and for GreenCityLoans.co to share such information with them. You also agree to the use of electronic disclosures, notices and other information, as well as the use of electronic signatures. Please see the E-Consent disclosure, which is an important part of our Terms of Service, for more information. If you do not agree to GreenCityLoans.com’s Credit Authorization, E-Consent, or Terms of Service, please refrain from using this website.

Lenders in GreenCityLoans.co’s network offer loans with an annual percentage rate (APR) of less than 36%. Rates and other terms vary between lenders. Loans are subject to lenders’ approval. You should receive disclosures directly from lenders about the APR and cost of credit for any loan offered to you, as required by the federal Truth-in-Lending Act (TILA); this can help you compare the cost of credit between multiple loan offers.

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